MORTGAGE & FINANCE

What Is Seller Financing?

What Is Seller Financing?

If you’re dipping your toes into the world of real estate or considering buying a home, you might have stumbled upon the term “seller financing.” No worries if it… Read more ⇢
How Your Credit Score Impacts Your Mortgage Rate

How Your Credit Score Impacts Your Mortgage Rate

Are you considering buying a house soon? One thing you might not be aware of is how your credit score affects your mortgage rate. Let’s dive into how these… Read more ⇢
Preparing for a Home Appraisal

Preparing for a Home Appraisal

A home appraisal is an important part of the home buying or selling process. It determines the value of the property and plays a crucial role in securing a… Read more ⇢
You Can Buy a Home with No Down Payment

You Can Buy a Home with No Down Payment

Buying a home is a dream come true for most people. But coming up with a down payment can be a daunting task. However, if you’re one of those… Read more ⇢
How Do Interest Rates Affect Home-Buying Decisions?

How Do Interest Rates Affect Home-Buying Decisions?

Buying a house is a big decision, and there are many factors to consider before making your final choice. One crucial factor that you should keep in mind is… Read more ⇢
7 Ways to Lower Your Mortgage Payments

7 Ways to Lower Your Mortgage Payments

A mortgage is a significant financial commitment, and reducing mortgage payments can help when you’re feeling the financial crunch. Fortunately, there are several strategies that you can adopt to… Read more ⇢
Is an FHA 203(k) Loan Right For You?

Is an FHA 203(k) Loan Right For You?

If you’ve been house-hunting for a fixer-upper, then you may have heard about 203(k) loans from the FHA. But what exactly are these loans, how can they be used,… Read more ⇢
What To Do If You’re Facing Foreclosure

What To Do If You’re Facing Foreclosure

Foreclosure is a legal process by which a lender can take possession of a property when the homeowner fails to make mortgage payments. If you’re facing foreclosure, then it’s… Read more ⇢
What Are USDA Loans?

What Are USDA Loans?

Mortgage rates continue to climb, making it more expensive to buy a home in 2023. For some, it may feel like the dream of homeownership is now out of… Read more ⇢
When Can Sellers Keep Earnest Money?

When Can Sellers Keep Earnest Money?

When a buyer makes an offer on your home for sale, they will most likely include an earnest money deposit. This is a percentage of the… Read more ⇢
4 Tips for Applying for a Mortgage

4 Tips for Applying for a Mortgage

Does the thought of applying for a mortgage give you the jitters? Mortgage rates have been rising steadily over the last few months, and it can be a little… Read more ⇢
What To Know About FHA Loans

What To Know About FHA Loans

FHA loans can be a great choice for many homebuyers. Backed by the Federal Housing Administration, these mortgages have low down payments and can be excellent for buyers with… Read more ⇢
5 Ways To Use Your Home Equity

5 Ways To Use Your Home Equity

For homeowners, one of the silver livings of skyrocketing home values is a sudden increase in your home equity. According to a recent report by CoreLogic,… Read more ⇢
Understanding Debt-to-Income Ratio

Understanding Debt-to-Income Ratio

When you’re buying a home, your debt-to-income ratio (DTI) will be an important part of the equation. This critical piece of information will affect whether or not you will… Read more ⇢
Getting the Best Interest Rate

Getting the Best Interest Rate

When you’re making a big purchase, such as buying a car or a new furnace, you know that it pays to shop around. Different stores will offer different prices… Read more ⇢

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